Piggy
Lets you enter a monthly employer contribution in the calculation.
The state contribution based on your monthly deposit will be included in the calculation.
Instead of a lump-sum withdrawal, set up a gradual drawdown of your savings as a monthly annuity.
You have chosen an annuity of 10 years or more. In this case, investment gains and employer contributions are exempt from income tax.
Your contribution will automatically increase by the given percentage every year.
You can deduct your own contributions exceeding CZK 1 700 per month from your tax base, up to CZK 48 000 per year.
To use the tax deductions, you must save more than CZK 1 700 per month.
CZK 48,000 limit: Applies jointly to pension savings, life insurance, and DIP.
How to claim it: The pension company will send you a confirmation at the start of the year, which you attach to your tax return or hand to your payroll accountant.
Retirees: Can deduct everything from the very first crown.
Track your actual savings progress
After signing in, you can save a plan and periodically enter your actual balances — the calculator will then compare your real progress against the plan.